Wedding Loans – 7.95% (8.2% APR) Variable
“Take the stress out of saying YES!”
Plan the perfect day, the way you want it with a loan from Letterkenny Credit Union.
You can use your wedding loan to pay for your wedding reception, dress, flowers, photographer, invitations, honeymoon, and any other wedding costs
Why choose a Letterkenny Credit Union Wedding loan?
- No hidden costs or administration fees
- No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
- Free life cover on your loan (subject to terms & conditions)
- Low-Cost Loan- affordable loans
- Flexibility to repay your loan with terms of up to 10 years
- Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
- Fast and efficient service
ALL WE REQUIRE IS:
- Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
- Photo ID- Current Drivers licence or Passport
(For non-UK or EU nationals we also require the member’s Irish Residence Permit. The loan term
should fall in line with Irish Residence Permit Expiry) - Proof of members Address: A current utility bill or bank statement or letter from a government
department dated within the last 6 months - 1 recent receipt of any income member receives (this may include payslips, social welfare
receipts, pension receipts or if you are self-employed, we need your most recent Chapter 4 notice
of assessment which has been submitted to revenue). - 3 months up to date bank statements, dated as close to the application date as possible,
(statements should show income and any mortgage/rent or loan payments that members have
and be no older than 3 months) *
*For lower-level applications a bank statement may not be required
If your total loan exceeds €25,000 please get in touch with the loans team and they will advise you of the documentation required
Terms & Conditions
- Applications are open to all members of Letterkenny Credit Union Ltd
- Maximum loan term 10 years
- For wedding loans over €25,000 your spouse/ partner will be sought as a joint applicant
and both parties will have to supply the above documentation
APPLYING FOR YOUR LOAN IS EASY
Please contact our dedicated loans team to get details on what supporting documentation is required for your application.
Email: Loans@letterkennycu.ie
Phone: 074 91 02 126
Then
Apply through your cu online members area
Apply through the Letterkenny Credit Union App
Apply in person
REPRESENTATIVE EXAMPLE
| Wedding Loan Amount | Term | 60 monthly Repayments | Total Amount repayable |
| €15,000 | 5 years | €303.87 | €18,232.11 |
Representative example correct as at 20.03.23