If you have an existing personal loan or credit agreement with a bank or other lender and wish to avail of Letterkenny Credit Union competitive loan rates, apply today!

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Loan Calculator

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APR 11.00%

APR 11.00% variable

Repayment Summary*:

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Interest

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Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Proof of Income

  • Employed - 1 recent payslip
  • Self-employed - Most recent Chapter 4 Notice of Self-Assessment
  • Social Welfare – 1 recent payment receipt
  • Retired – Proof of all pensions
2

Outgoings

  • 3 months bank statements (most recent)
  • Statements of each debt your are seeking to repay
3

Identification

  • Photo ID – Drivers Licence/Passport*
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, P60
  • *For non-UK or EU nationals we also require the members Irish Residence Permit. The loan term should fall in line with Irish Residence Permit Expiry.
Lending criteria

Maximum Limits

    • The maximum Switch & Save Loan amount is €25,000.
    • The maximum Switch & Save Loan term is 10 years.
    • All debts that are to be consolidated must not be in arrears.
    • Written off or defaulted debts will not be considered.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing registered members can make a full application online or on our mobile app. Alternatively, you can come into our office, we can discuss your needs and proceed with your loan application. If you are not a member you can join us online today.

Become a Member Apply Now
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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more interest than if you paid over a shorter period.

If you would like more information on applying for a loan with Letterkenny Credit Union please contact us today.

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