Letterkenny Credit Union offers a wide range of loan options designed to support our members. Our car loan is available to members at a competitive rate. Whether you are interested in buying a brand new or used vehicle from a car dealership, we have the car loan to help you.

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Loan Calculator

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APR 11.00%

APR 11.00% variable

Repayment Summary*:

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Total

Interest

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Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Proof of Income

  • Employed - 1 recent payslip
  • Self-employed - Most recent Chapter 4 Notice of Self-Assessment
  • Social Welfare – 1 recent payment receipt
  • Retired – Proof of all pensions
2

Outgoings

  • 3 months bank statements (most recent)
3

Identification

  • Photo ID – Drivers Licence/Passport*
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, P60
  • *For non-UK or EU nationals we also require the members Irish Residence Permit. The loan term should fall in line with Irish Residence Permit Expiry.
Lending criteria

Maximum Limits

  • The maximum Motor Loan amount is €50,000.
    Maximum 2 top-ups in any 5 year period.
    The maximum Motor Loan term is 7 years.
    For Motor Loans <=€25,000, the maximum loan term is 5 years.
    Loan repayments must be made via Direct Debit, Payroll Deduction.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing registered members can make a full application online or on our mobile app. Alternatively, you can come into our office, we can discuss your needs and proceed with your loan application. If you are not a member you can join us online today.

Become a Member Apply Now
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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Letterkenny Credit Union please contact us today.

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