There are some recent changes to who can sign when Junior Account holders want to take money out of their account.
From now on depending on your age, this is who must sign the paperwork.
| AGE | JUNIOR | PARENT |
| 0 – 7 | ✘ | ✔ Signs on behalf of child |
| 8 – 12 | ✔ You sign with parent/guardian present | |
| 13 – 15 | ✔ You can sign on your own | ✔ Co-signs with child |
| 16 onwards | ✔ Only you can sign | ✘ No access |
The monies lodged to a child’s account are the sole property of the child and any withdrawals can only be for the benefit of the child.