Home Improvement Loans – 7.95% (8.2% APR) Variable
“Turn your house into a home with a competitive home improvement Loan
from Letterkenny Credit Union”
Whether it’s an attic conversion, new bathroom or upgrading your kitchen, make the changes to your home that you’ve always dreamed of. Borrow at a competitive rate with flexible repayment options and no penalties for early payment.
Why choose a Letterkenny Credit Union Home Improvement Loan?
- No hidden costs or administration fees
- No penalty for early payback, you can pay loan off early or make lump sum payments with no additional charges
- Free life cover on your loan (subject to terms & conditions)
- Low Cost Loan- affordable loans
- Flexibility to repay your loan with terms of up to 10 years
- Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
- Fast and efficient service
All we require is:
- Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
- Photo ID- Current Drivers licence or Passport
- Proof of your Address: A current utility bill
- 1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts).
- If you are Self Employed we need your most recent Form 11 Notice of Assessment.
- 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have and be no older than 3 months)
- A fully completed loan application form
APPLYING FOR YOUR LOAN IS EASY
Apply through your cu online members area
Apply via email (instructions are here)
Apply in person
Apply via our drop box located in the Cu office
Should you have any queries contact our loans team
Email: Loans@letterkennycu.ie
Phone: 074 91 02 126
Representative example correct as at 02.06.2020
| Home Improvement Loan Amount | Term | 120 monthly Repayments | Total Amount repayable |
| €25,000 | 10 years | €302.67 | €36,317.22 |