Holiday Loan – 7.95% (8.2% APR) Variable
Why choose a Letterkenny Credit Union Holiday Loan?
- No hidden costs or administration fees
- No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
- Free life cover on your loan (subject to terms & conditions)
- Low-cost and affordable loans
- Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
- Fast and efficient service
ALL WE REQUIRE IS:
- Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
- Photo ID- Current Drivers licence or Passport
(For non-UK or EU nationals we also require the member’s Irish Residence Permit. The loan term
should fall in line with Irish Residence Permit Expiry) - Proof of members’ Address: A current utility bill or bank statement or letter from a government
department dated within the last 6 months - 1 recent receipt of any income member receives (this may include payslips, social welfare
receipts, pension receipts, or if you are self-employed, we need your most recent chapter 4 notice
of assessment which has been submitted to revenue). - 3 months up to date bank statements, dated as close to the application date as possible,
(statements should show income and any mortgage/rent or loan payments that members have
and be no older than 3 months) *
*For lower-level applications a bank statement may not be required
If your total loan exceeds €30,000 please get in touch with the loans team and they will advise you of the documentation required
APPLYING FOR YOUR LOAN IS EASY
Apply through your cu online members area
Apply through the Letterkenny Credit Union App
Apply in person
CONTACT DETAILS OF THE LOANS TEAM
Should you have any queries contact our loans team
Email: Loans@letterkennycu.ie
Phone: 074 91 02 126
REPRESENTATIVE EXAMPLE
| Standard Loan Amount | Term | 12 monthly Repayments | Total Amount repayable |
| €3,000 | 1 year | € 269.50 | €3,127.59 |
Representative example correct as at 20.03.23