A personal overdraft gives you a credit facility on your Current Account for temporary or occasional use.
An overdraft is a short-term way to borrow money on your current account and can help in months where things get a little tight. Once your overdraft is sanctioned, the money is available to you through your Current Account.
Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Apply for an Overdraft online or at our credit union office.
Overdrafts are normally sanctioned for a period of 12 months. If you use your account within the overdraft limit, we agree with you, then we may automatically renew it when the term comes to an end.
Register for CU Online+ below. You will need your Letterkenny CU account number, personal email address, date of birth & mobile phone number to register. Or you can download the Letterkenny CU App today and register there.
Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability. access credit in the future.
If you would like more information please contact Letterkenny Credit Union today.
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